Mortgage Tools by Jenny MCP Server

About Mortgage Tools by Jenny

Free Canadian mortgage calculators for AI assistants. Ask ChatGPT, Claude or any MCP client for payments, affordability, stress test and land transfer tax, and get exact numbers from a real calculator built on Canadian mortgage rules. Made by Jenny Tate, Mortgage Agent Level 1 (Ontario, Canada).

Mortgage Tools by Jenny tools (6)

Read from the live server on Oct 26, 2026. These are the tools your AI assistant can call once connected.

diagnose_mortgage_comparison

Use this first when a user wants a Canadian mortgage renewal, extra-payment, break-or-stay or debt-consolidation comparison but has not yet given the key figures. From the facts already supplied, returns the missing ones in priority order a

compare_renewal_offers

Use this when a user has two or three Canadian mortgage offers for the same balance, such as a renewal letter from the current lender and a quote to switch lender at renewal, and wants them compared. Compares the user-supplied rates, terms,

plan_mortgage_prepayments

Use this when a user asks what paying extra on one Canadian mortgage would do: a higher regular payment, recurring extra payments, or up to 50 lump sums. Compares the supplied mortgage with and without the extras: interest, debt left and mo

compare_break_or_stay

Use this when a user is partway through a Canadian mortgage term and asks whether to break the mortgage early (to refinance the same debt, switch lender or take a lower rate) or stay until the term ends. Compares keeping it with a user-supp

compare_debt_consolidation

Use this when a user asks about rolling other debts into a Canadian mortgage (debt consolidation), for example credit-card, car-loan or existing line-of-credit or HELOC balances, each entered with a fixed monthly payment or as interest-only

get_mortgage_guide

Use this when a user asks how to prepare for or understand a supported Canadian mortgage topic and is not asking for a calculation: renewal, switching costs, unequal terms, payment versus cost, renewal checklist, prepayments, break or stay,

How to connect Mortgage Tools by Jenny to Claude, Cursor or VS Code

Mortgage Tools by Jenny runs as a hosted remote MCP server at https://mcp.jenny.mortgage/mcp. Add that URL to your MCP client's config (Claude Code, Cursor, Windsurf or VS Code) and the tools appear immediately, no install required.

{
  "mcpServers": {
    "mortgage-tools-by-jenny": {
      "url": "https://mcp.jenny.mortgage/mcp"
    }
  }
}

Claude Code: claude mcp add --transport http mortgage-tools-by-jenny https://mcp.jenny.mortgage/mcp. Servers that require OAuth or an API key will prompt on first use.