IndiaInsurances MCP server MCP Server

About IndiaInsurances MCP server

Free, independent readings of Indian insurance policies: waiting periods, room rent, co-pay and exclusions, each quoted from the policy clause. No commission. Listed by the IndiaInsurances team. Official remote MCP server (streamable HTTP) run by the IndiaInsurances team.

IndiaInsurances MCP server tools (16)

Read from the live server on Oct 26, 2026. These are the tools your AI assistant can call once connected.

search_policies

Find Indian insurance products by words in the name, insurer (slug), type of insurance (category slug from list_categories), line (life, health, general) or status (active, withdrawn). A UIN in q returns that product. Start here when you on

get_policy

Everything about one product by UIN: each fact read from its documents (waiting periods, limits, co-pay, exclusions, claims, renewal rights...) with the verbatim policy para (field `quote`), the clause and page it came from, its check statu

search_policy_text

Full-text search inside one product's documents (wording, prospectus, CIS) for words like 'cataract', 'air ambulance', 'suicide'. Returns matching clauses with page and link. Use when get_policy does not cover the question.

get_policy_clause

The exact text of one clause by clause_id (from get_policy sources or search_policy_text), with its pages and the product it belongs to.

compare_policies

Two to four products side by side on the same fields, with differences flagged and each value sourced. Products of the same category compare best. Nothing is scored: explain the trade-offs to the user.

list_categories

The types of insurance (health, critical illness, term life, ULIP, motor, home, travel...) with slugs and product counts. With category, the fields read for that type and what each means.

get_insurer

An insurer by slug (or all insurers without one): registration, type, claim and complaint record by year with source, claim and grievance contacts, and its products.

search_insurance_law

Indian insurance law: the Insurance Act, IRDAI regulations and master circulars, ombudsman rules. Without slug: the instruments, and with q the sections that hold the most of its words (each with its text and link); with slug, the instrumen

insurer_contacts

How to reach an insurer for claims and complaints: claim and cashless desks, customer care, grievance e-mails, the Grievance Redressal Officer, senior citizen desks, escalation, with each value's source page and date. Use the value exactly;

complaint_path

The step-by-step route to resolve a claim or complaint with an insurer: the insurer (reply due in 14 days), its Grievance Redressal Officer, IRDAI Bima Bharosa, the Insurance Ombudsman office for the user's state (free, up to Rs 50 lakh, wi

draft_complaint

A complaint letter ready to send, to the insurer (level insurer), its Grievance Redressal Officer (gro) or the Insurance Ombudsman (ombudsman, in the form Rule 14 requires), with to/cc addresses, subject, body and a mailto link. Ask the use

find_forms

An insurer's forms: claim forms, complaint and grievance forms, service requests (nominee, refund, surrender, KYC) and proposal forms, with field counts and the original PDF.

get_form

One form, field by field as printed: sections, each field's label, type, whether required and what to write; documents to attach; where to send it; deadlines; and, for fillable PDFs, the PDF's own field names. Walk the user through it one f

request_help

Send the user's request to IndiaInsurances' team (support@indiainsurances.com) for free help buying, porting, a claim or a policy review; the team replies by e-mail. ASK THE USER FIRST and set consent true only if they agree to be contacted

report_correction

Tell IndiaInsurances a fact is wrong or outdated, with evidence (document and page) if possible. Ask the user before sending anything they wrote.

about_dataset

What IndiaInsurances holds: counts of insurers, products, products read clause by clause, documents and facts, and the data date.

How to connect IndiaInsurances MCP server to Claude, Cursor or VS Code

IndiaInsurances MCP server runs as a hosted remote MCP server at https://indiainsurances.com/mcp. Add that URL to your MCP client's config (Claude Code, Cursor, Windsurf or VS Code) and the tools appear immediately, no install required.

{
  "mcpServers": {
    "indiainsurances-mcp-server": {
      "url": "https://indiainsurances.com/mcp"
    }
  }
}

Claude Code: claude mcp add --transport http indiainsurances-mcp-server https://indiainsurances.com/mcp. Servers that require OAuth or an API key will prompt on first use.